Insurance litigation is a broad and often complicated topic. Employment practices liability insurance, also known as EPLI, provides coverage to employers against claims made by employees. However, when the need arises to use this coverage, insurance companies may deny or limit the claim.
Employment Practices Liability Insurance can cover the expenses that incur when a company is sued over discrimination, harrassment, wrongful termination, and other similar issues. There are also laws such as the Americans with Disabilities Act and Family Medical Leave Act that employers must adhere to, or they may risk dealing with a lawsuit. Having an active policy can minimize financial risks from claims, with typical coverage including legal costs and payment of settlement or judgements.
However, there are some potential loopholes that the insurer might use that can jeopardize the benefits resulting in either a denied or limited insurance claim. In cases like this, Jia Law Group can help. We offer a full range of coverage analysis and litigation services in regards to your EPLI. With all the costs that can result from employment related disputes, proper risk management is needed. By enlisting the experience of Jia Law Group’s attorneys, you can help determine if an EPLI policy is right for your business and give you the proper representation in trials and appeals should the need arise.